Ted Terry, 59, has been accused of committing a racially-aggravated common assault and racially-aggravated fear of violence following his arrest on March 22 earlier this year.
Two other men have also been charged alongside Terry senior.
"Following an incident which occurred at Fenchurch Street, London on March 22, 2013, three men have today been charged with racially-aggravated offences," read a statement from the City of London Police.
"All three men were charged at Bishopsgate Police Station and will next appear at City London Magistrates Court on July 23."
Defender Terry was himself embroiled in a racism case of his own with Anton Ferdinand and while he was cleared of any wrongdoing in a court of law, the Football Association banned him for four matches last year over the incident.